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The Principals

Roman T. Umali, Jr., A.S.A., E.A., M.A.A.A.

President & Actuary

Roman is an Associate of the Society of Actuaries, an Enrolled Actuary, a Member of the American Academy of Actuaries and a Member of the American Society of Pension Professionals and Actuaries. Prior to founding RTU & Associates, Inc., he was an actuary for one of the largest international employee benefit consulting firms.

Roman holds a master’s degree major in actuarial mathematics from the University of Michigan. He also has undergraduate degrees in accounting and mathematics and has taken extensive graduate courses in statistics.

M. Lina Umali, F.C.A., A.S.A., E.A., M.A.A.A.

President & Actuary

Lina is a Fellow of the Conference of Consulting Actuaries, an Associate of the Society of Actuaries, an Enrolled Actuary, a Member of the American Academy of Actuaries and a Member of the ASPPA College of Pension Actuaries.

Prior to joining RTU & Associates, Inc., Lina was Vice President and Consulting Actuary for an actuarial, benefits, and compensation consulting firm and was Principal-in-charge of Employee Benefits Consulting for the Houston Office of a Big 4 accounting firm. She holds a master’s degree major in actuarial mathematics from the University of Michigan.